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GlossaryAffordable housing

Housing Choice Voucher

A Housing Choice Voucher is a federal subsidy that helps a low-income household rent a private home, with a housing agency paying part to the owner.

Also called: HCV, housing voucher, voucher, Section 8 voucher, tenant-based voucher

In Practice

The Housing Choice Voucher program is the largest federal rental assistance program, and it is run locally by public housing agencies. A household that receives a voucher finds a unit on the private market. The agency pays the owner part of the rent each month, and the resident pays the rest. Many people still call it Section 8.

As a leasing team, you handle voucher households much like any other: application, screening, lease. The added steps are working with the housing agency. The agency must approve the rent, inspect the unit, and sign a HAP contract with the owner. You also add a tenancy addendum to the lease. In general, the household pays about 30 percent of adjusted income toward rent and utilities, but the exact amount depends on program rules.

Example: a voucher holder applies. You screen them with your standard criteria, send the request for tenancy approval, schedule the inspection, and prepare the lease once the agency confirms rent. If the unit fails the inspection, the repairs have to be done before payments start.

The common mistakes are treating voucher applicants differently from others in places where source of income is protected, delaying agency paperwork, and ignoring inspection results. Check local law, the housing agency's rules and counsel, since programs differ in details and timelines.

Not to Be Confused With

A voucher is the subsidy a household holds and takes to a unit. Section 8 is the older name for the family of programs that includes vouchers.

Section 8

Housing Choice Voucher: Common Questions

How does a Housing Choice Voucher work?

The household finds a unit, the agency approves the rent and inspects it, and the agency pays part of the rent to the owner each month. The household pays the rest.

Is a housing choice voucher the same as Section 8?

Section 8 is the older, common name. The voucher is the most common form of Section 8 assistance, but the term also covers other programs.

Can landlords refuse vouchers?

In places with source of income protection, generally no. Elsewhere, rules vary, so check local law and fair housing guidance.

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